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Three enisa financing lines

Enisa is a public company that actively participates in the financing of business projects that lead to some innovation in

Enisa is a public company that actively participates in the financing of business projects that lead to some innovation in their sector and that have a differential competitive advantage, as well as a business model with a future perspective.

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Unlike the other benches, enisa does not require personal guarantees or guarantees to access their loans , so it is a plan with great financial facilities. In return, Enisa is rewarded with a participation of the benefits resulting from the company she has financed. In addition, to the benefits of Enisa we must add the charges of interests linked to the economic evolution of the financed company.

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Young entrepreneurs
The first of the three financing lines that Enisa follows is aimed at SMEs and startups created by young people who need funds for the initial growth phases . To access the loans, the company must have been created in the 2 years prior to the request for funds. In addition, the majority of business capital must be managed by natural persons not exceeding 40, and partners must contribute at least 50% of the loan.

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Entrepreneurs
The beneficiaries of the second loan line will also be SMEs, but in this case without any age limit . The main difference with the previous line in relation to access to funds is that the requested funds must be at least those contributed by the company.

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GROWTH

Finally, the ‘growth’ line is mainly aimed at companies interested in expanding their business or logging a competitive improvement . Loans exceeding 300,000 euros must externally audit the financial statements of the last closed year.

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Do you want to know more about fiscal deductions for R&D? Our technical team can help you in info@verumasesores.com .

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