On Wednesday, February 27, the Supreme Court resolved that the constitution expenses of the mortgage must be distributed between the client and the bank. In this way, the Supreme Court establishes that the tax of documented legal acts (AJD) must pay the client. On the other hand, the timbre of the notarial documents will be paid between the client and the bank, and the copies of the mortgage to those who request them.
confrontation for the sentences of different provinces
The expenses derived from a mortgage have generated different sentences in the respective provincial hearings. Therefore, there was no legal consensus, and there were even confrontations between members of the Provincial Court.
payment of the constitution of the loan
The payment of the constitution of the loan corresponds to the client after the Supreme Court judgment. In this way, the taxpayer of the tax is the borrower.
timbre of notarial documents
As we have mentioned above, it will be paid in equal parts between the bank and the client. Anyway, this is around 30 euros between the amount to be paid by both parties, lender and borrower.
And now? Verum helps you with your claim
Although justice stipulates that the IAJD has to be paid by consumers, there are other mortgage expenses that can be claimed. For example, notaries, managing, registration or taxation of the property.
Our legal service can help you with your claim for the expenses of the mortgage. We are at your disposal in info@verumasesores.com .
